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Local broker.Bulimba.Since 2013.
Same banks. Better odds.
- 13+years in Bulimba
- 80+lenders on panel
- $340M+settled to date
- FBAAmember
Join hundreds of Bulimba homeowners who've checked their position.
What locals call Danny about
Bulimba finance has its own rhythms — and they're worth knowing.
Looking for a mortgage broker in Bulimba? Start here.
Self-employed or complex?
Business income, trusts, SMSF, construction, family help — the situations banks make harder than they need to be.
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Find out if your rate's still competitive, what your equity could do, and whether refinancing is worth it.
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This week in Bulimba finance
Numbers behind the conversation.
UNUSED EQUITY IN AUSTRALIANS OVER 60
$600BOnly 1% currently accessedStock of accrued home equity, holders aged 60+
Source: Deloitte Australian Reverse Mortgage Survey, March 2026 · updated 2 weeks ago
SMSF PROPERTY LENDING NATIONALLY
$70BUp from $30B in 2017Total SMSF property loan book, Australia
Source: Australian Tax Office, 2026 · updated 2 weeks ago
BRISBANE HOUSE VALUES, LAST 5 YEARS
+86%Median dwelling value, Feb 2021–Feb 2026Brisbane metro, 5-year change
Source: Cotality Home Value Index · updated 2 weeks ago
Accredited with 80+ lenders including:
Danny's Bulimba Finance Brief
Local explainers. Plain language.
Short reads on rates, property, borrowing power, and the local moves that matter.
Construction loans for Bulimba Queenslander renovations
Construction lending is structurally different from a standard home loan. Progress payments tied to builder milestones, contingency reserve requirements that vary 5–15% by lender, and heritage overlay considerations that disqualify some lenders entirely from streets in Bulimba's character zone. Pre-approval needs to factor the heritage overlay before the builder is engaged.
Read
Investment property loans in Bulimba: structuring for the long game
Bulimba's rental market — median rents around $1,000–$1,200/week against $2.1–$2.2M house values (Cotality, 2026) — produces gross yields between 2.0% and 2.8%. Investment loans only make financial sense when the structure aligns CGT, negative gearing, and either a future upgrade or rentvest plan. Not just when the numbers look good in isolation.
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@modernhomeloans.com.au
Home loans, rates & property tips · Bulimba
RBA to 4.35% — what that means for Bulimba homeowners
On Oxford Street
13years broking Bulimba
$340Msettled to date
80+lenders on panel
Meet Danny
A mortgage broker who works out what fits — then finds the lender to match.
Danny's been arranging home loans for Bulimba families since 2013. He knows which streets the riverside breeze actually reaches, which lenders fit Queensland files, and the best table at Bellissimo's. One broker, start to finish — no handoffs, no call centres.
Serving Bulimba, Balmoral, Cannon Hill, Hawthorne, Morningside and Norman Park — the riverside corridor.
Quick checks
See if it’s worth a conversation.
Two minutes per check. Plain-English result. No credit pull, no obligation.
Equity
What could your equity help you do?
For homeowners thinking about upgrading, renovating, investing or helping family.
Loan review
Is your loan quietly costing more?
For existing borrowers who want to know if their loan may be stale.
Upgrade pressure
Can we afford the upgrade?
For families moving to the bigger or better local home.
More
See all calculators
Buy-before-sell, keep-the-old-house, and the rest. Five live, one queued.
After one conversation
You'll walk away with a clear read.
Thirty minutes with Danny. No commitment, no upsell, no homework first. You leave knowing where you actually stand.
- What's actually possible at the price point you're considering
- Whether your current loan is still working
- Whether refinancing is worth doing
- What to do next, with no pressure
Using your equity
Your home has probably grown. Here are four good ways to put that to work.
Most Bulimba homeowners sit on more usable equity than they realise. Before you commit to anything, let's work out whether any of this is worth doing.
Renovate instead of moving.
Upgrading in Bulimba means stamp duty north of $80k. Renovating is often cheaper — and you stay.
Consolidate high-interest debt.
Credit cards at 20%, home loan at ~6.5%. A $30k consolidation can save ~$4,000 a year.
Fund an investment deposit.
Your Bulimba home is often the deposit for the next one. Two loans, one conversation.
Help family into the market.
Use your equity, not your retirement. Parent loan and child's purchase structured separately so each can be reviewed independently later.
How this works
Four steps. Same person each time.
No handoffs. No call centre. One broker from the first coffee to settlement and every annual review after.
- Step 01
Coffee
We sit down at a Bulimba cafe — or video call. Thirty minutes, honest read of where you're at.
- Step 02
Strategy
I map the structure: lenders that fit, buffer, LVR, timing. In writing, no jargon.
- Step 03
Application
I handle the paperwork, the chase-ups, and the awkward questions. You sign, I run it.
- Step 04
Settlement
Pre-approval, formal, settlement. Annual reviews available so the rate stays in the conversation.
Questions people ask
Straight answers, no brochure language.
If something isn't here, Danny will answer it in the first ten minutes of a coffee.
I compare loans across 80+ lenders, work out which ones fit your file at a competitive rate, and handle the paperwork end-to-end. You don't pay me — the lender does, at the same rate whether you go through a broker or direct.
When you're ready
Have a coffee with Danny.
Thirty minutes, on Oxford Street or by video. You'll walk away with a clearer read on your options as a Bulimba mortgage broker client — no obligation, no pressure, no spreadsheet homework before you arrive.